Auto Insurance in Costa Rica

Protect your car, motorcycle or other vehicle against accidents, theft and unexpected events.

Auto insurance provides financial protection in case of collisions, damage to your vehicle or damage caused to third parties.

As an independent insurance broker, we help you compare auto insurance options from different insurance companies and choose the coverage that best fits your needs.

Get an auto insurance quote

We assist residents, expatriates and vehicle owners in Costa Rica in finding the right auto insurance coverage.

What does auto insurance cover?

Auto insurance policies may include coverage for different types of risks, such as:

🚗 Collision coverage

Protection against damage caused by traffic accidents.

⚖️ Third-party liability

Coverage for damages caused to other people or their property.

🔒 Theft coverage

Coverage in case the vehicle is stolen.

🌧 Natural events

Coverage for damage caused by floods, storms or other natural events.

🧰 Roadside assistance

Services such as towing, tire change, jump start, or fuel delivery in case of emergency.

Coverage may vary depending on the insurance company and the selected policy.

What types of vehicles can be insured?

Auto insurance may apply to different types of vehicles, including:

🚙 Cars

Private passenger vehicles used for personal transportation.

🚗 SUVs and 4x4 vehicles

Sport utility vehicles designed for both road and off-road use.

🛻 Pick-ups and light commercial vehicles

Vehicles used for work, business activities, or transporting equipment.

🚚 Trucks and cargo vehicles

Vehicles used to transport goods or perform commercial operations.

🏍 Motocycles

Coverage for motorcycles used for personal or commercial purposes, depending on the insurer’s conditions.

🛞 ATVs y quadbikes

All-terrain vehicles used for recreation or work on rural properties.

utilizados para recreación o trabajo en propiedades rurales.

⚡ Electric and hybrid vehicles

Cars powered by electric or hybrid propulsion technologies.

What services can the policy include?

Auto insurance policies typically include different types of coverage and complementary services.

Vehicle coverage

Protection for the insured vehicle may include events such as:

collisions or crashes
rollovers
vandalism damage
damage caused by natural events
total loss o f the vehicle

Additional services

Many auto insurance policies also include benefits such as:

roadsideassistance

towing service
replacement vehicle during repairs
medical expenses due to an accident
legal assistance in case of an accident

Specific coverages depend on the plan selected and the insurance company.

How much does auto insurance cost in Costa Rica?

The cost of auto insurance depends on several factors, including:

value of the vehicle
type of vehicle
model year
vehicle usage
selected coverage options

As an independent insurance broker, we help you compare policies from different insurers and select the option that best fits your needs.

Get an auto insurance quote